Today is a day we feel stuck. We’ve committed that the next thing we do is get our RV moved to the farm so that we can begin our life in Paradise. However, there are obstacles we have yet to overcome, and some days are discouraging. Today is one of those days.
The next step is a multifaceted step. We need a septic system, which requires plumbing, which requires the forms for the barn foundation to be in place, which requires hiring a concrete contractor. And we’re finding that although we anticipated it would cost $x, and saved $x plus extra, it’s looking like it’ll cost about twice what we anticipated. We don’t have that saved yet. Because all of the construction is so interdependent on every other piece, we can’t start any of the next steps until we have all of the money to pay all four contractors. Plus all the concrete companies are apparently so busy in the summer months that no one has even called us back to express interest in getting us a quote.
In addition to this, if we can’t get the money saved up and spent by the end of the year, dear old Uncle Sam will charge us a hefty fine (aka tax) to have the money sitting in our bank account rather than spending it on the farm.
Fortunately, we have a meeting with our financial adviser already scheduled for this week. I can’t tell you how important it is to have experts on your team, and our financial adviser is perfect for us. We usually leave her office feeling much more positive about our financial future, with a good plan that we can implement.
In the meantime, we visit the farm about twice a week, and enjoy the garden, and the quiet, and being able to hang laundry on the clothesline. But we are so looking forward to the day when we don’t have to drive back to our trailer at the RV park!
Adorable little frog Andrew found.